Cheap short term health insurance can help you bridge the gap when you are in between two insurance policies.

* For instance, you are in between jobs and don't have employer-based coverage, and COBRA (government-mandated eligibility to continue your former employer's health insurance plan at full premium cost) is not an option for you.
* If you are a recent graduate from college and the plan covered under your student enrollment has expired, but you have not yet landed a job that offers health insurance benefits.
* You are traveling somewhere for a short period of time and your current insurance provider doesn't provide out-of-network coverage in that area or doesn't have any participating in-network medical providers.
* You are waiting for a new group coverage plan to start and need health coverage immediately now.

Cheap short term health insurance is a low-cost solution to help you bridge these types of gaps in coverage. The duration of a typical coverage plan lasts anywhere from month to as long as twelve months. Anything longer than twelve months would be considered long-term coverage.

The nice thing about cheap short term health insurance is that it is relatively easier to get approved. The approval process is less stringent and your coverage can typically start within twenty-four hours or less.

The only caveat is that if you had recenty lost employer-based coverage and then obtain short-term medical insurance, when you go to apply for a long-term plan later on, your medical history may be subject to increased scrutiny, and you may face some challenges trying to obtain a guaranteed-issue policy, if the state you live in allows insurance providers to deny coverage to people with preexisting conditions.

Not sure which health plan is right for you? Compare health plans now and get a free insurance quote.